My Journal and Diary
2015
January
Friday, January 30th, 2015
Driving, Snow Storms, Taxes, Lawsuits
A crazy couple of days!
Wednesday and Thursday, Joanne and I drove to Toronto to meet with Carmen and TD Canada Trust, and Doug at Triple Win. It was pretty hard, and stressful, and driving back we came through a frickin' snow storm!
Home safe now, but a little overwhelmed.
We're closing out our investments to pay off debt, unfortunately. We did make some money on the investments, but it's probably for the best that we're doing all of this.
So we have borrowed money to invest, and we have earned enough on the investment to pay off what we borrowed, which is fantastic, and we made over 7000 dollars since we last withdrew from the system. So we feel happy about that.
We're keeping our RRSPs, which is also good, so we're not completely without retirement savings, but it's not significant, really. I took careful notes, and I'm going to put it all in Mint so I remember it, and understand it. Triple Win could use a program like Mint to help their clients, that's certain.
We're going to apply for a consolidation loan through TD and Carmen, and include in that the taxes we owe for last year and this year. We won't have any tax savings any more (we were getting a little over 2000 in tax savings through this process. Also, the borrowed amount will include the lawsuit against us, and we'll be entered into a class-action lawsuit against the firm who got us into this mess.
Yes, it's been stressful, but I see some light at the end of the tunnel. We may never be wealthy financially, but God has given us great wealth in so many other ways.
I have a job interview on Monday as well, and who knows? Maybe that will be perfect for me. I hope so.
Anyway, back to the grind!